1+ Month In Business
$10,000+ in Average Monthly Revenue ($120,000+ annually)
All Credit Scores Welcome (Even as low as 400 or no score)
Active Business Bank Account Required
Soft Credit Pull (does not affect your credit score)
These are minimum guidelines, not “perfect borrower” requirements.
We move in hours when your business needs cash now. Banks move in weeks—sometimes months.
We give clear, side-by-side offers so you know exactly what you’re signing. Banks bury key terms in fine print.
We work with all credit scores, all industries, and even businesses with just 1+ month in business. Banks often deny borrowers over credit score, time in business, or industry.
We cover cash-flow gaps from seasonality or uneven receivables with working capital and revolving LOCs. Banks often won’t help unless everything is perfect on paper.
We streamline docs and guide you through packaging your file. Banks bury you in paperwork and endless back-and-forth.
We use soft-pull pre-checks and transparent pricing. Banks lean on hard credit pulls and confusing, bait-and-switch offers.
In many cases, you can get instant prequalification, with an average time from completed application to funding of about 3.5 hours. Some specialized programs (like SBA loans) can take longer, but we’ll tell you upfront what timeline to expect.
No. Our initial review uses a soft credit pull, which does not affect your credit score. You can see your real options first, and if a hard pull is ever needed later, we’ll let you know before anything is run.
SBA Loans, Term Loans, Lines of Credit, Working Capital, Equipment Financing, Debt Consolidation/Refinancing. We offer funding from $5,000 to $3 million.
A simple electronic one page application and your last 3 months business bank statements. For larger amounts or specialized programs (like SBA loans), we may ask for a few additional documents—but we’ll walk you through exactly what’s needed, step by step.
Yes. We regularly help clients who’ve been declined elsewhere or have lower credit. We work with a wide range of credit profiles and industries, and we carefully package your file to fit the right program. Even if a bank or another lender said no, there’s a good chance we can still find options for you.
It depends on the product, your credit, revenue, and time in business. That’s why we don’t do one-size-fits-all quotes. In your consultation, we’ll lay out total cost, terms, and estimated payments side-by-side in a clear, no-pressure format so you can see exactly what each option looks like before you decide.
Often, yes. We’ll review your existing loans and propose a cleaner, more manageable structure if available.
There are no upfront or hidden fees from Maverick. When we present funding options, any lender or origination fees are clearly disclosed upfront so you know exactly what you’re paying. Most of our programs also offer early payoff discounts instead of prepayment penalties, so if things go well and you want to pay down early, you’re rewarded—not punished.
For most working capital programs, funding is usually unsecured (no hard collateral like real estate or vehicles). For equipment financing, the equipment itself is typically the collateral. Some programs may still require a personal guarantee, but if that’s the case, we’ll let you know upfront and walk you through exactly what it means before you move forward.
Any legitimate business purpose. This can include things like equipment, inventory, payroll, marketing, hiring, expansion, paying off debt, or covering cash-flow gaps. Funds can be used for anything that will help your business grow, stabilize, or run more smoothly.
Yes—we also serve the Canadian market.
Sí. We offer support in both English and Spanish. You can complete your application and work with our team in the language you’re most comfortable with.
No - we have options for ITIN and non-citizens as well.
Click below to get a pre-approval!
Empowering businesses across the U.S. and Canada with fast, transparent funding solutions.

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